Auckland City
New Zealand


0800 562 622

Freedom loans

Freedom loans

Frontier Finance Freedom Loans are quick and easy if you own a home and you need finance for a holiday, car repairs, family wedding, home renovations, 21st Birthday, unexpected bills.

Our lender will simply use the value of your home to provide a loan of up to $20,000 without testing the Equity in your property. Larger amounts can be given subject to your equity and income.

  • Easy access to finance when you need it
  • Simple application process, minimal information required
  • Great opportunity to a build long term relationship with a flexible finance provide
  • Easy to understand

Below you will find the detailed loan criteria for the 2% and 5% Freedom Loans and we encourage you to discuss these loan options with us.


Region: Nationwide
Minimum GV: $75,000
Maximum Loan: $10,000
Valuation: GV, RV, QV, (less than six month old)
Title Position: Frontier Finance must be 1st or 2nd. If less than 12 months old must prove mortgage up to date.
Rate: From 17.95%
Maximum Term: 48 months


Region: Auckland, Hamilton, Tauranga, Wellington and Christchurch
Minimum GV: $150,000
Maximum Loan: $20,000
Valuation: GV, RV, (less than six month old), QV – must be house and land.
Title Position: Frontier Finance must be 1st or 2nd. 1st must be mainstream bank lender.
Rate: From 15.95% – Auckland, From 17.95% – Other regions
Maximum Term: 60 months
NOTE: Not to be used for property purchases.

Credit criteria and conditions apply. Please contact us or call 0800 562 622 for details.